How to Finance Your RV with Lazydays
For many happy campers, RV financing is often better than cash. We work with the nation's leading RV financing lenders to offer you the most flexible options and help our customers to secure competitive RV loan rates. Our RV financing experts help secure your RV loan rates and motorhome financing, and your Business Manager will contact lenders on your behalf to obtain the best RV, motorhome, or travel trailer financing terms possible, taking the hassle out of the RV loan application experience. In many cases, your RV loan interest may even be tax-deductible as second-home mortgage interest. We also offer an online RV financing calculator to help you learn more about RV loan rates and your lending options.
The benefits of RV financing with Lazydays include:
- RV finance period up to 20 years
- Affordable monthly RV finance payments that fit your budget
- Same-day RV financing
Need help getting started? Give us a call at 866-703-3072
RV Financing FAQ
At Lazydays RV, we want to be there throughout your RV journey. Our team of experts can help you at every turn when you want to finance an RV within your budget to attain recreational vehicle insurance on your new vehicle!
How Do I Use the RV Loan Calculator?
Using our RV loan calculator to learn more about RV financing is easy! Enter the information about your RV and payment information. You can also add any trade-in vehicle information to help adjust your estimate. Please note that our RV payment calculator is a tool to help identify your estimated monthly payment; it does not provide the exact terms of your loan. For the exact terms of your RV financing, contact your local Lazydays to start the financing process.
What Are Typical RV Loan Financing Terms?
RV loans typically last anywhere from 6 to 20 years (72 to 240 months), depending on the loan type. Your exact RV financing terms will vary based on whether your loan is secured or unsecured, your down payment, your credit score, and the total cost of the RV you're purchasing.
Is an RV Loan Tax Deductible?
Yes; RV loans, and interest on the loan, are tax-deductible. Other elements of your RV expenses, such as sales tax on the original purchase price, may also qualify. Our blog outlines what to know about RV tax deductions.
What Is a Good Interest Rate for an RV Loan?
Just like auto loans, RV loans have interest rates that vary based on several factors. Your credit score and financing terms will influence your interest rate, and our RV experts are dedicated to helping customers secure the best possible RV interest rates.
Additional Options for RVers
From RV financing within your budget to attaining recreational vehicle insurance for your specific needs to offering sound options for protecting your investment, our team of experts can help you at every turn.
For more than 30 years, we have been an independent RV insurance agency. We can help you secure the right RV insurance from top policy providers for your needs. We offer a variety of specialized RV insurance coverage options as well.
Protect your RVing investment with plans that meet your needs. Our experts can help you create a comprehensive RV protection plan to meet your needs and budget. From Extended Service Contracts to multiple types of tire and wheel coverage, we offer a wide array of RV protection products. We also offer roadside assistance and interior and exterior appearance protection.
We offer a trade-in program that makes it easy to trade in your motorhome, fifth wheel, camper, or even a car, truck, or boat toward your next RV purchase. We're here to help you find the RV of your dreams!
Prepare for the unexpected with best-in-class RV service plans and support. Keep your adventures on track with expert RV service and service plans! We offer a variety of extended service plans, including plans through USA Travel Care.